Essay --

Another major principle of Islamic is fairness. In Islamic banking, fairness is highlighted through its operations which the dubious terms and condition transactions are not engaged with Islamic banks. Terms and conditions needed in a transaction are disclosed in the agreement. In addition, everyone in the transaction can make informed decision which are not misled or cheated. Besides, according to article for WIBC on Islamic Banking and Finance, there is a clear division between the allowed and forbidden of the activities. For example, transactions involving alcohol, gambling, armaments, pork related products, and other socially detrimental activities should be avoided in Islamic Finance. In Islamic banking, there are still five main concepts which are profit and sharing, Wadiah, Musharakah, Murabaha and Ijarah. Profit and loss principle is actually based on mudarabah principle. Under this principle, profits will be shared between owner of capital (financier) and the entrepreneur on the basis of contractual agreement. However, financier will lost it money invest if the business fail. This means that, income from the money invest by financier is not guarantee. For wadiah, refund of the principal is guarantee by the bank. Depositor under this principle might receive a share on profit of the bank’s business. Wadiah is safekeeping as their principal is guarantee in full of demand although the profit of investment by bank is not guarantee. Musharakah is a joint enterprise or partnership business which both parties will manage the business together. Under this principle, ratio of profit or loss pre-determined basic. After a certain periods, a party can terminate the joint venture gradually. Murabaha is another principle of Islamic ban... ...e in financial resources. The principle of Islamic is Syariah, it is developed through four main Islamic juristic schools which is Hanafi, Maliki, Shafi and Hanbali. However, Quran and Sunna is the two main sources which the Shariah derived from. In Islamic finance, there are three major principles. Firstly, the prohibition of usury or interest (riba). In the words of Maulana Maudoodi, page 139, Riba can be defined as the stationary increase on the capital which collected against a fixed period. This means that interest is consider as riba if the amount loaned is going doubled and re-doubled and it is given as consumption needs instead of productive needs. One of the examples of riba is rental income. According to Chapter 2, Verse 275 of the Qu’ran, involve in trade activities although is sound like soft of riba but actually is encouraged by Islam but not for riba.

Research on Behaviour of Children with Stay at Home Mothers and Working Mothers

Aim: To study the emotional behaviour of children with stay at home mothers for the first five years and working mothers. Hypothesis: To show that children with stay at home mothers for the first five years of their lives are more emotionally balanced than children with working mums.Literature review: What is a Mother? The dictionary describes a mother who has born a child of the origin orsource of something like a mother plant. Mother means selfess devotion, limitless sacrifices, and love that passes understanding. She is someone who loves unconditionally and places the needs of her children above her own, on a personal level, not only in words but also in actions. â€Å"A woman who has compassion, kindness, humility, gentleness and patience is a mother. She can fogive as the Lord forgave us and above all these virtues is the love that binds them together† (Romans:13:14)STAY AT HOME MUM: YOU CAN'T PUT A PRIECE ON MOTHERHOOD. There is a dilemma that comes with having children, and it plagues many new mother â€Å"Should I be a stay at home mum?† Even the most ambitious women sucumb to the nesting instinct of the maternal nature. It is a personal and specific decision that has its perks as well as its pitfalls. Advancements in women's rights in the workplace have encouraged women to acquire higher paying jobs. However, recent research suggests that more women are choosing to stay at home. It is not because of a lack of education or opportunity; they simply don't want to have someone else raise their children.A study by the National Institute of Child Health and Human Development (NICHD) in 1999 found that the more hours a child spent at a non-maternal care before age 5, the less positive the childs interactions with his/her mother will be. Two studies published in 2003 conducted by the NICHD found that children in day care had higher levels of stress and were more aggressive than those cared for at home by the mother. There are millions of children , however, who have working mothers and who grow up to be responsible, sucessful adults.Benefits for children raised by stay-at-home mothers. STABILITY: This is the main benefir for your children. Knowing that you are there gives your child stability. You are able to answer your child  questions, dry tears, and offer support. In addition, you will never get those year back. They experience fewer emotional and behavioural problems in childhood: want to help ensure your children turn out to be happy and socially well adjusted? Bond with them when they are infants.Thats the message from the university of Lowa, USA, which found that infants who have a close intimate relationship with their mothers are less likely to be troubled, aggressive or experience other emotional and behavioural problems when they reach school age. Bonding with your child has proven to help in a childs mental and emotional development.Consistency: Your children can rely on you. They can trust the consistency on the way you run your household. Being consistent with mealitimes, Chores, baths, and bedtimes teaches children organization and discipline. They need this consistency to give them structure and routine in their lives. Quality time: All kids need quality time with their mothers. Quality time gives them the assurance of being loved all the time. Quality time also keeps your child out of trouble, which often stems from boredom. the memories they will have of you depend on this quality time

Biography of James Hutton, Founder of Modern Geology

James Hutton (June 3, 1726–March 26, 1797) was a Scottish doctor and geologist who had ideas about the formation of the Earth that became known as Uniformitarianism. Although not an accredited geologist, he spent much time hypothesizing that the Earths processes and formation had been going on for eons and were continuing to the present. Charles Darwin was well-acquainted with Hutton’s ideas, which provided a framework for his work in biological evolution and natural selection. Fast Facts: James Hutton Known For: Founder of modern geologyBorn: June 3, 1726 in Edinburgh, United KingdomParents: William Hutton, Sarah BalfourDied: March 26, 1797 in Edinburgh, United KingdomEducation: University of Edinburgh, University of Paris, University of LeidenPublished Works: Theory of the EarthChildren: James Smeaton Hutton Early Life James Hutton was born on June 3, 1726, in Edinburgh, Scotland, one of five children born to William Hutton and Sarah Balfour. His father, who was a merchant and treasurer for the city of Edinburgh, died in 1729, when James was only 3 years old. He also lost an older brother at a very young age. His mother did not remarry and was able to raise Hutton and his three sisters on her own, thanks to the wealth his father had built before his death. When Hutton was old enough, his mother sent him to the High School of Edinburgh, where he discovered his love of chemistry and mathematics. Education At the young age of 14, Hutton was sent off to the University of Edinburgh to study Latin and other humanities courses. He was made the apprentice of a lawyer at age 17, but his employer did not believe that he was well-suited for a career in law. Hutton decided to become a physician to be able to continue his studies in chemistry. After three years in the medical program at the University of Edinburgh, Hutton finished his medical studies in Paris before receiving his degree from the University of Leiden in the Netherlands in 1749. Personal Life While studying medicine at the University of Edinburgh, Hutton fathered an illegitimate son with a woman who lived in the area. He named his son James Smeaton Hutton. Although he financially supported his son, who was raised by his mother, Hutton did not take an active role in raising the boy. Following the birth in 1747, Hutton moved to Paris to continue his medical studies. After finishing his degree, instead of moving back to Scotland, the young doctor practiced medicine in London for a few years. It is not known whether this move to London was prompted by the fact that his son was living in Edinburgh, but it is often assumed that is why he chose not to move back to Scotland. Soon, however, Hutton decided that practicing medicine was not for him. Before he had started his medical studies, Hutton and a partner had become interested in sal ammoniac, or ammonium chloride, a chemical used in making medicines as well as fertilizers and dyes. They developed an inexpensive method of manufacturing the chemical that became financially rewarding, enabling Hutton in the early 1750s to move to a large plot of land he had inherited from his father and become a farmer. Here he began to study geology and came up with some of his best-known ideas. By 1765, the farm and the sal ammoniac manufacturing company were providing enough income that he could give up farming and move to Edinburgh, where he could pursue his scientific interests. Geological Studies Hutton did not have a degree in geology, but his experiences on the farm gave him the focus to form theories about the formation of the Earth that were novel at the time. Hutton hypothesized that the interior of the Earth was very hot and that the processes that changed the Earth long ago were still at work millenniums later. He published his ideas in his book, The Theory of the Earth, in 1795. Hutton asserted in the book that life also followed this long-term pattern. The concepts in the book about life changing gradually by these same mechanisms since the beginning of time were in line with the principles of evolution well before Charles Darwin came up with his theory of natural selection. Huttons ideas drew much criticism from most geologists of his time, who followed a more religious line in their findings. The prevailing theory at the time of how rock formations had occurred on Earth was that they were a product of a series of catastrophes, such as the Great Flood, that accounted for the form and nature of an Earth that was thought to be only 6,000 years old. Hutton disagreed and was mocked for his anti-Biblical account of the Earths formation. He was working on a follow-up to the book when he died. Death James Hutton died in Edinburgh on March 26, 1797, at age 70 after suffering poor health and pain for a number of years caused by bladder stones. He was buried in Edinburgh’s Greyfriars Churchyard. He left no will, so his estate passed to his sister and, on her death, to Huttons grandchildren, the children of his son, James Smeaton Hutton. Legacy In 1830, geologist Charles Lyell rephrased and republished many of Huttons ideas in his book Principles of Geology and called them Uniformitarianism, which became a cornerstone of modern geology. Lyell was an acquaintance of Robert FitzRoy, captain of the  HMS Beagle  on Darwins voyages. FitzRoy gave Darwin a copy of  Principles of Geology, which Darwin studied as he traveled and collected data for his work. It was Lyells book, but Huttons ideas, that inspired Darwin to incorporate the concept of an ancient mechanism that had been at work since the beginning of the Earth in his own world-changing book, The Origin of the Species. Thus, Huttons concepts indirectly sparked the idea of natural selection for Darwin. Sources James Hutton: Scottish Geologist. Encyclopedia Brittanica.James Hutton: The Founder of Modern Geology. The American Museum of Natural History.James Hutton. Famous Scientists.